Planning the right financing is at least as decisive for the success of a build or a property purchase as the technical content itself. Yet many people only realise midway through the process how many factors have to be aligned.
Why start with the financial plan?
Mapping out the subsidy and loan options at the very start decides what budget you can realistically plan around. Skip this step, and the design can easily end up built around an idea that turns out not to be financially sustainable in the end.
CSOK Plusz and other state schemes
CSOK Plusz — Hungary's state family home-purchase subsidy — and the other related state support schemes can significantly ease a family's burden when building or buying a new home. Because the exact eligibility conditions and amounts change from time to time, they are always worth checking against the current official guidance, tailored to your specific situation.
Through our partners, we help our clients find their way through which subsidy schemes apply to a given project, and how these can be combined with bank financing.
Bank financing alongside the subsidy
In most cases, state support alone does not cover the full cost, so a bank loan is also part of the process. Banks' offers, interest structures and conditions can differ substantially, so it is worth comparing them side by side, with expert help.
How do we help with this?
- We help map out which subsidy schemes are available for a given project.
- Through our partners, we provide guidance on the bank financing options.
- We align the financial plan with the design and construction schedule.
The goal is for our clients to feel secure not only technically, but financially, throughout the entire process.
